Frequently Asked Questions

How much money can I borrow?

The amount of cash Valencia Car Title Loans depends on the value of your vehicle. We can lend up to $10,000 maybe more.

Do I need to be a California resident to get a car title loan?

No. We can put a lien on a title in any state. If you want to keep your car registered in your home state, that is okay.

Will I be able to keep driving my car?

Of course! You remain the registered owner of the vehicle, we just become the lienholder on title.

Does my prior loan need to be paid off in full?

Maybe not. If the car is close to paid off, you might be able to refinance with Car Title Loan Valencia. Contact us for more information.

Do I need to have good credit to get a loan?

No, no, no! We do not lend you money based on your personal finances. This is a collateral loan which means Valencia Car Title Loan is lending you money because you are using your vehicle as collateral for the car title loan. Similar to a mortgage for a home loan.

Do I need to be currently employed?

No, self-employment, unemployment, SSI, disability, tuition award, etc. can be used as income.

Will there be a pre-payment penalty on my car title loan?

No, at Car Title Loan Valencia we do not have ANY fees or pre-payment penalties. You can keep the loan short or long term which ever loan term works best to help you get your finances back on track.